Caramel Cream Cheese Swirl Muffins (Printable version)

Moist banana muffins swirled with sweet caramel cream cheese filling. A portable, indulgent treat that combines breakfast comfort with dessert decadence.

# What You'll Need:

→ Banana Muffin Batter

01 - 1½ cups all-purpose flour
02 - 1 teaspoon baking soda
03 - ½ teaspoon baking powder
04 - ¼ teaspoon salt
05 - ½ teaspoon ground cinnamon
06 - ½ cup granulated sugar
07 - ¼ cup light brown sugar, packed
08 - ½ cup unsalted butter, melted and cooled
09 - 2 large eggs, at room temperature
10 - 3 ripe bananas, mashed (approximately 1 cup)
11 - 1 teaspoon pure vanilla extract

→ Caramel Cream Cheese Swirl

12 - 8 ounces cream cheese, softened
13 - ¼ cup granulated sugar
14 - 1 large egg yolk
15 - 1 teaspoon pure vanilla extract
16 - ¼ cup caramel sauce, plus extra for drizzling

# Directions:

01 - Preheat oven to 350°F. Line a 12-cup muffin tin with paper liners or apply light coating of cooking spray.
02 - In a medium bowl, whisk together flour, baking soda, baking powder, salt, and cinnamon. Set aside.
03 - In a large bowl, whisk granulated sugar, brown sugar, melted butter, eggs, mashed bananas, and vanilla extract until thoroughly combined.
04 - Fold dry ingredient mixture into wet mixture until just combined. Do not overmix to maintain muffin texture.
05 - In a separate bowl, beat softened cream cheese, sugar, egg yolk, and vanilla extract until smooth. Gently fold in caramel sauce.
06 - Fill each muffin cup approximately two-thirds full with banana batter. Top each with a heaping tablespoon of caramel cream cheese mixture. Using a toothpick or knife, gently swirl for marbled effect.
07 - Bake for 20 to 22 minutes until a toothpick inserted into center comes out clean or with minimal crumbs.
08 - Cool muffins in tin for 5 minutes, then transfer to wire rack. Drizzle with additional caramel sauce if desired. Serve warm or at room temperature.

# Expert Tips:

01 -
  • Irresistible Texture: Combines fluffy banana bread with a creamy, cheesecake-like swirl.
  • Quick and Easy: Ready in just over 40 minutes using simple pantry staples.
  • Perfect for Any Occasion: Great for a grab-and-go breakfast, a mid-afternoon snack, or an elegant brunch dessert.
02 -
  • Do Not Overmix: Gently fold the dry ingredients into the wet mixture only until combined to maintain a tender crumb.
  • The Perfect Marble: Use a toothpick to swirl the cream cheese mixture just a few times; over-swirling will cause the layers to blend completely instead of creating distinct ripples.
  • Ripe Bananas: Use bananas with plenty of brown spots for the most intense flavor and moisture.
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